互联网金融背景下传统银行信息化转型研究

Informationization Transformation Research of Traditional Bank Given the Backdrop of Internet Finance

本文从互联网发展趋势、互联网与金融的关系方面阐述了互联网金融发展的基础,重点分析了互联网金融的特点以及与传统金融的区别和联系,指出互联网金融还存在的不足正是传统银行的基础优势,提出了传统银行未来信息化转型的建议。

The paper expatiates on the basis for the development of the internet finance, from the aspects of internet developing trend,the relation of internet and finance. The paper discusses the characteristics of the internet finance and its differences and contact with traditional finance,indicates internet financial shortage is the basic advantage of traditional bank, and puts forward suggestions about informationization transformation oftraditional bank.