“以房养老”可行性分析:基于老年人的需求及意愿

Feasibility Analysis of House-for-Pension:Based on Demand and Intention of the Elderly

基于2013年上海市老年人口状况与意愿调查数据,从老年人的需求和意愿出发对以房养老进行可行性分析。Logistic回归分析结果显示:文化程度高、有配偶、无子女、健康状况好、对子女生活照料支持不满意的老年人,接受以房养老的可能性更高。而从老年人收入、自有房屋产权、居住安排、子女数及子女支持满意度等方面的特征来看,以房养老具有一定的可行性。在我国推行以房养老这一新型养老方式是必要的和可行的。

Based on the data of Population Situation and Intention Survey of the Elderly in Shanghai 2013, the research conducts a feasibility analysis from the demand and intension of the elderly. The logistic regression analysis shows that those elderly whose culture degree is high, and those who has a spouse, and those who has no child, and those whose health condition is good, and those who are unsatisfied with the daily support from their children, show intense intention of House -for -Pension. According to the current situation of income, housing property, living arrangement, number of children and support from children of the elderly, the implementation of House -for -Pension is necessary and feasible.