吉林省农村商业银行发展策略分析

Analysis of Development Strategies of Rural Commercial Bank in Jilin Province

吉林省农村商业银行是吉林省农村金融发展与改革的重要支柱。在总结吉林省农村商业银行发展现状的基础上,指出其主要存在产权依然不明晰、法人治理结构仍不完善、内控管理不健全及缺乏创新能力等问题,并借鉴重庆农村商业银行的成功经验,提出了明确产权关系、完善法人治理结构、理顺管理制度、增强风险管控能力及进行产品创新等发展策略。

Rural Commercial Bank in Jilin Province is an important pillar of the development and reform of rural fi-nance. Based on summing up the development situation of Rural Commercial Banks in Jilin Province, this paper considers that there are a lot of problems, including the unclear property rights management, unimproved corporate governance structures, weak internal control management and lack of innovation. By drawing lessons from the suc-cessful experience of Rural Commercial Bank in Chongqing, it puts forward strategies of clarifying property rights relationship, improving corporate governance structure, straightening out management system, strengthening risk management and control ability, making products innovation and so on.