浅析内保外贷频繁履约问题

Analysis of Frequent Problems within the Warranty Loan Performance

内保外贷是跨境担保的一种,当前在境内贷款额度收紧以及人民币汇率波动双重因素影响下,不少银行"内保外贷"业务急剧升温,从而使银行内保外贷履约成为资金流出的一个重要渠道。本文结合相关案例对银行内保外贷履约监管进行研究,并提出相关建议。

The warranty loan is a kind of cross-border collateral, the loan amount in the territory of effect of tightening and fluctuation of RMB exchange rate under the dual factors, many banks within the warranty loan business rising rapidly so that the bank within the warranty loan performance has become an important channel of capital outflows. According to the relevant case study on bank loan within the warranty regulatory compliance, and proposes relevant suggestions.