农产品物流金融模式研究

On the Logistics Financial Model of Agricultural Products

农产品物流金融是农业企业、第三方物流企业和金融机构融合发展的新业态,其业务涉及代收货款、仓单质押、保兑仓和统一授信等四种模式。由于运营模式差异,四种农业物流金融模式对参与三方的责权要求也不尽相同。为了提高经营的可持续性,合作企业间应该加强风险管控能力和信用体系建设,政府层面应该加强农村物流基础设施以及农产品物流金融制度建设。

The logistics finance of agricultural products,involving collection payment,warehouse receipt pledge,confirming storage and unified credit models,is a new format in the integration development of agriculture,the third party logistics and financial enterprises.Due to differences in operational models,the four agricultural logistics financial models have different responsibility requirements for the three participants.In order to improve the sustainability of operation,the cooperative enterprises should strengthen the risk control ability and credit system construction.In addition,rural logistics infrastructures and the financial system construction of agriculture logistics should be further reinforced at the government level.