医疗产品价格、医疗保健支出与城镇职工养老金购买力——以江西省为例

Medical Product Price,Health Care Expenditure and the Purchasing Power of Urban Employee Pension:Taking Jiangxi Province as an Example

人口老龄化对我国养老保险制度提出严峻挑战。随着年龄的增长,人们对医疗保健和护理服务的需求呈上升趋势。根据发达国家的经验,这些老年人主体需求的价格上涨趋势要快于其他产品与服务。通过分析医疗产品价格与医疗保健支出之间的关系,得出医疗产品价格变化所带来的医疗保健支出的变动幅度,在对比分析养老金与养老金主体开支的基础上,发现城镇退休者主体开支的增长超过了养老金本身的增长,养老金的购买力在逐年缩水。为提高城镇职工养老金购买力水平,需完善养老金的待遇调整机制以及稳定医药品和医疗保健服务的价格形成机制。

Population aging has brought great challenge to China＇s endowment insurance system. As people getting old, their need for health care and nursing care will rise. According to the experi- ence of developed countries, the rising tendency of the prices of the demands of the elder people is faster than that of the prices of other goods and services. Through analyzing the relationship between the prices of medical products and health care expenditures, the change range of the health care ex- penditures resulted from the price changes of medical products has been found. On the basis of a comparative analysis between the pension and the expenditure of the principal part of the pension, it is found that the growth of the expenditure of the major urban retirees exceeds the growth of the pension itself, which suggests that absolute purchasing power of pension is shrinking year by year. In order to improve the purchasing power of urban employee pension, it is necessary to perfect the pen- sion adjustment mechanism and stabilize the price formation mechanism of pharmaceuticals and medi- cal care services.