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国内外居民金融能力对比研究及经验启示 被引量:2

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摘要 金融能力是消费者将金融知识与金融应用结合的能力。研究居民金融能力不仅可以为国家相关部门践行我国普惠金融体系的建设目标提供理论基础,还可以使居民在面对未来品种多样的金融产品与服务时不至于迷失方向。本文整合分析了目前国内外关于居民金融能力研究发展现状的对比,以及国外发达国家在提高居民金融能力方面的成功经验,希望可以进一步扩大我国金融能力调查的影响力,为开展金融教育和金融服务提供有力的数据支持,并提出如何提高居民金融能力的建议。
作者 于雪 吕晨曼
机构地区 河北经贸大学
出处 《河北企业》 2017年第8期121-122,共2页
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