跨期决策的心理机制与影响因素

Psychological Mechanism and Influencing Factors of Intertemporal Decision Making

跨期决策是指对不同时间点的损益进行权衡和选择的心理活动过程,其理论解释主要包括时间折扣理论、单维占优理论、解释水平理论、双系统理论、进化理论等。时间感知能力、人格特征和情绪模式都会影响人们的跨期决策行为,此外,跨期决策也受到文化因素和具体决策情境的调节。未来的研究需要对各种理论进行整合,同时引入领域特殊性的研究视角。

Intertemporal decision making refers to the psychological process to weigh and choose profits and losses of the differ- ent time points. The theory mainly includes the time discount theory, single dimension - dominant theory, construal level theory, double system theory, evolutionary theory. Time perception, personality traits and emotional patterns will affect people~ intertempo- ral decision making behavior. In addition, the intertemporal decision is also regulated by cultural factors and specific decision - making situations.