基于创新视角的上市商业银行负债结构优化研究

Research on the Optimization of Debt Structure of Listed Commercial Banks from the Perspective of Innovation

随着金融改革的深入,商业银行负债业务经历前所未有的挑战.本文从主动负债与被动负债特征入手,分析我国不同性质商业银行负债业务结构存在的问题,并与国外先进的商业银行负债结构进行比较,提出国内银行提高主动负债比例的具体措施,优化我国商业银行负债业务结构.

with the deepening reform of financial,commercial bank debt business has experienced unprecedented challenges.This paper is from the active and passive debt liabilities of analysis of different commercial bank structure,and compares with the commercial bank debt structure of foreign countries.After that,we put forward specific measures to improve the initiative of domestic bank debt ratio,and optimize the structure of liabilities of commercial banks in our country.