信贷投放与经济增长关系的实证分析——基于河南省的数据

Empirical Analysis of the Correlation Between Economic Growth and Loan Growth:Based on the Data in Henan Province

金融发展与经济增长一直是被广为关注的热点,目前国际上形成的共识是两者之间存在一定的相互促进关系。近年来国内学者对两者的研究表明我国各地区间经济增长和贷款增长的相互促进关系不尽相同。主要研究了经济增长和贷款增长之间的相互关系,建立一元线性回归模型,进行统计学检验和实证分析,研究表明贷款增长与经济发展之间具有相互促进作用。

Financial development and economic growth has always been the hot spot of the widely attention. At present more consistent view is that financial development and economic growth has a causal relationship of mutual promotion. Chinese scholars also study on this filed and the conclusion show that the relationship between economic growth and loan growth of each province are not the same. In this paper, we study the relationship between economic growth and loan growth, making the simple linear regression model for statistical tests, finally it is concluded that the credit growth has promoted the economic growth, and vice versa.