北京市常住外来人口医疗保障调查研究

常住外来人口是北京市经济社会发展重要的劳动力支撑,但由于常住外来人口自身素质及维权意识差,且供给充足,用人单位为了降低劳动力成本少给外来人口缴纳医疗保险或者降低缴费标准。同时,跟随北京市常住外来人口一同生活在北京的老人、妇女和儿童参加医疗保险的体制机制尚未建立,跨省异地就医就很难实现。随着年龄的增长,这些人口的健康状况恶化,对医疗保障的需求增加,但由于没有参加"北京医保"和老家的"新农合",导致外来人口看病贵、看病难。因此,围绕北京市常住流动医疗保险进行调查,研究北京市外来人口医疗保障现状,分析北京市外来人口特征及其需求和影响因素,对于解决北京市外来人口医疗保障困境具有重要意义。

The resident population has become provides an important force supporting economic and social development of Beijing City, but because of the floating population＇s quality and lack of awareness of rights protection, and adequate supply, the employer in order to reduce labor costs to the floating population to pay medical insurance or reduce payment standard. At the same time, institutional mechanisms to follow the Beijing resident foreign population live in Beijing the elderly women and children to participate in medical insurance has not yet been established, inter provincial remote medical treatment is difficult to achieve. With the increase of age, the deterioration of the health of the population, the increase of medical insurance needs, but because did not participate in the ＂Beijing medical insurance＂ and the ＂new＂ home, leading to the floating population difficult and expensive to see a doctor. Therefore, investigation of flow around Beijing city resident medical insurance, medical insurance status of floating population of Beijing city is studied. The factors of floating population in Beijing city and its characteristics of demand and influence, has important significance for solving the dilemma of Beijing city health insurance of floating population.