高职院校学生投资理财现状及需求调查分析——以广州南洋理工职业学院为例

Investigation and Analysis on the Current Situation and Demand of Students' Investment and Financing in Higher Vocational Colleges——Taking Guangzhou Nanyang Polytechnic as an Example

高职院校学生价值观尚未成型,在消费层面存在不理性和严重攀比现象,难以抵制外界的不良诱惑。通过调查问卷形式,对高职学生经济来源、支出去向、对待投资理财的态度和了解程度、投资理财需求等问题进行调查,发现消费观念、理财观念、理财能力、财商教育、诚信意识等方面存在不同程度的问题,针对问题提出了家长、学校、社会和学生自身四方合力的解决对策和措施。

The values of students in higher vocational colleges have not yet been formed. There are irrational and serious phenomenon in the consumption level. It is difficult to resist the temptation of the outside world. This article, by means of the questionnaire investigation on the problems of higher vocational students＇ source of economiy, finance and investment inclination, attitude and understanding, finds that there are different degrees of problems in financial concepts, financial ability, financial education, integrity awareness. And it puts forward suggestions of countermeasures for parents, schools, society and students to solve the problems together.