我国共享经济发展中的信用困境与解决之策

Credit Dilemma and Solutions in China's Sharing Economy Development

快速发展的共享经济有力推动了我国经济的转型升级,但也面临一系列现实问题,其中信用困境最为突出。我国信用体系建设环境具有一定特殊性,共享经济发展为信用体系建设和完善开辟了新的路径。针对现有的信用困境,应结合我国的实际,采取筑牢基础、政企合力、重点突破的思路加以解决,即在完善相关政策设计和法律环境基础上,政府部门与信用管理企业共同发力,从信息共享机制、失信惩戒机制、信用评分机制、教育宣传长效机制等信用制度层面重点突破,达到共享经济发展与信用体系建设互促的目标。

The rapid development of the sharing formation and upgrading, but it also faces a series most prominent. China＇s credit system construction economy has effectively promoted China＇s economic trans- of practical problems, among which the credit dilemma is environment has a certain particularity, and sharing econo- my development has opened up a new path for the credit system construction. According to the existing credit dilemma, it should be objective analysis and solved by combining the reality of our country, taking steps to build strong foundation, joint effort of government and enterprises and the focus on some key breakthroughs. On the basis of perfecting the relevant policy design and legal environment, the government departments and the credit management enterprises work together to break through from multi - levels including the infor- mation sharing mechanism, the credit retribution mechanism, the credit scoring mechanism, the long - term mechanism of educational propaganda and so on in order to achieve the goal of mutual promotion of the sharing economy development and the construction of credit system.