“互联网+”背景下高职学生助学创业校园贷调查研究

Research on the Dynamic Thinking of Higher Vocational Students Based on Campus Loan Events

在"互联网+"时代背景下创新创业是人们的选择,大学生作为新时代的生力军更是如此。校园贷原本是一种学生助学和创业的贷款平台,但近年来,大学生因向校园贷借款而背负上欠款的消息屡屡爆出。校园贷虽然能够帮助在校大学生进行提前消费,但同时也给大学生带来了沉重的负担,给校园以及社会稳定带来极为严重的隐患。文章通过调查学生使用校园贷的情况以及成因,探寻防范并遏制不良校园贷发展的对策,并提出引导大学生健康消费的建议。

The campus was originally a student loan and business lending platform, but in recent years, due to the campus news borrowing loan and bear huge arrears of college students have been broke, because not on debt dropout events,Dutch act nude photos leaked events have also occurred. Although campus loans help college students to spend in advance, they also bring heavy burdens to these college students, and bring serious risks to the campus and social stability. By investigating the current situation and causes of students＇ use of cam-pus loans,this paper explores countermeasures to prevent and curb the development of bad campus loans, and puts forward some suggestions to guide college students＇ healthy consumption.