互联网第三方支付的消费者权益保护法律问题研究

Research on the Legal Issues of the Protection of Consumers' Rights and Interests in the Third Party Payment of Internet

电子商务的蓬勃发展促进了新兴的金融中介第三方支付平台的产生和发展,也得到广大电子商务消费者的信赖和使用。但相关规范性法律文件对互联网支付中消费者的安全权、隐私权、知情权的确认和保护存在很多漏洞,使得消费者在进行电子商务和相关金融活动过程中,其权益得不到应有的保障。本文通过梳理我国互联网第三方支付中对消费者权益的保护存在的漏洞和问题后提出了相应的解决方案。

The rapid development of e-commerce to promote the emerging financial intermediaries -third-party payment platform for the generation and development, but also by the majority of e-commerce consumer trust and use. However, there are many loopholes in the legal documents related to the confirmation and protection of the consumers＇ right to security, privacy, and the right to know in the Internet payment, so that the consumers can not get their rights and interests during the process of e-commerce and related financial activities. Of the protection. By combing the loopholes and problems existing in the protection of consumers＇ rights and interests in the third-party payment of internet, the author puts forward the corresponding solutions.