我国农机保险发展现状及对策建议

Development status and countermeasures of agricultural machinery insurance in China

为促进我国农机保险向更高层次和水平发展,结合现行农机保险条款和相关统计数据,采取定性分析和定量分析相结合的方法,重点从发展模式、保险种类、政策扶持和保障作用等方面,总结分析农机保险发展现状,指出当前存在的主要问题,提出加大政策扶持力度、扩大保险覆盖范围、完善保险配套机制、强化农机保险宣传的建议。

In order to promote agricultural machinery insurance to a higher level in China, the development status was summarized and analyzed from development modes, insurance types, policy support and security effect, etc. , and then some current problems were pointed out. All the analysis was supported by current agricultural machinery insurance clauses and statistical data, qualitative and quantitative analysis methods were used. Several proposals were offered, such as increasing policy support, expanding insurance cov- ering area, improving insurance related mechanism and strengthening insurance publicity.