浅谈支付新规261号文对征信业务的影响及启示

The Impact of the New Payment Services Regulations No.261 on Credit Reporting and Its Enlightenment

中国人民银行发布的支付新规261号文,明确了多项措施来加强个人支付信息安全保护,防范电信网络诈骗。其中的相关规定对征信业发展带来了重要的启示。为进一步履行社会责任,加强征信信息安全保护,应完善信用信息共享机制,强化异常查询监测功能,严格控制查询操作,加大征信宣传教育力度。

The issuance of the new payment services regulations No. 261 made by the Peopleg Bank of China states a number of measures to strengthen the protection of personal payment information security and guard against telecommunications fraud. The relevant provisions have brought important enlightenment for the development of credit reporting industry. In order to further fulfill the social responsibility, we should strengthen the security protection of credit reporting information, improve the mechanism of credit information sharing, enhance the monitoring function of abnormal inquiries, strictly control the operation of inquiries, and intensify the publicity education of credit reporting.