福建自贸区金融创新的思考

Thoughts on Financial Innovation of Fujian Free Trade Zone

福建自贸区金融创新意义非凡、任重而道远。本文主要从福建自贸区金融创新的现状入手,分析了福建自贸区金融创新中存在的市场因素、风险因素和地域因素等外部制约因素和福建省生产技术水平低,企业贸易转型困难、资本项目和利率尚未完全开放自由、金融集聚程度较低、金融服务创新不够等内部因素,并以回归实证分析,进一步指出金融结构不健全等问题影响金融对福建经济增长的促进作用。为此,福建自贸区应进一步加强金融制度创新、监管创新、服务创新和注重风险管理。

Fujian FTZ financial innovation significance, has a long way to go. This paper mainly from the current situation of Fujian FTZ financial innovation, analyzes the external market factors, the existence of Fujian FTZ financial innovation in risk factors and regional factors restricting factors in Fujian province and the technical level of production is low. enterprise trade transformation difficulties, capital account and interest rates have not yet been fully open and free, low degree of financial agglomeration and financial service innovation is not enough the internal factors and the regression analysis, further pointed out that the financial structure is not perfect the financial impact on promoting the economic growth of Fujian province. To this end, Fujian FTZ should further strengthen the financial system innovation, regulatory innovation, service innovation and focus on risk management.