基于农业供给侧结构性改革视角的农村金融产品创新研究

Research on Rural Financial Product Innovation Based on the Structural Reform of Agricultural Supply Side

我国一直非常重视"三农"工作,强调重农固本是安民之基。近期又提出以推进农业供给侧结构性改革为主线,全面提高我国农业竞争力与综合效益。深入推进农业供给侧结构性改革,需要加快金融产品和服务创新,降低融资成本,全面激活农村金融服务链条。农村金融产品创新是打破金融垄断、改善金融服务、消解金融抑制、平抑资金价格的捷径,是农业供给侧结构性改革的助推器。农村金融产品创新主要应针对为"三农"提供资金支持的互联网类、商业类、政策类农村金融产品和金融服务。

China has always paid more attention to the ＂three rural＂, emphasis on agriculture is the base of settle down the people. As it is put forward that push on the structural reform of supply side, improve China’s agricultural competitiveness and comprehensive benefit. To further promote agricultural supply side structural reform, we need to accelerate the innovation of financial products and services, reduce the cost of financing, comprehensive activate the rural financial services chain. Rural financial product innovation is is a booster of agricultural supply side structural reform to break the financial monopoly, improve financial services, eliminate financial repression, to stabilize capital price. Rural financial products are mainly aimed at providing financial support for rural financial products and the financial service innovation of internet, business and policy of the ＂three rural＂.