日本寿险业历史沿革概述、分析及启示

A Summary and Analysis of Historical Evolution of Life Insurance in Japan and Its Enlightment

作为全球第二大寿险市场,日本寿险业在发展过程中积累了诸多经验和教训。文章在梳理日本寿险业历史沿革的基础上,从经济环境层面、制度层面和经营层面三个方面探讨影响日本寿险业发展的驱动因素与造成日本寿险业危机的深层次原因,从而得出促进人寿保险行业可持续稳健发展的经验启示。

As the world＇s second largest life insurance market,Japan＇s life insurance industry has accumulated a lot of experience and lessons in its development.In this paper,combing of the life insurance development was presented.On the basis of historical evolution,from the economic environment level,institution level and management level,it explored the driving factors which affected the development of Japanese life insurance industry and the deep cause of the Japanese life insurance crisis.On the basis of this,we could derive the experience of promoting sustainable and sound development of life insurance industry.