论资产管理合同纠纷的案件特征、裁判思路与规范路径

金融创新与经济周期的交叉影响，促进着资产管理行业繁荣的同时也催生了大量资产管理合同纠纷。囿于法律法规的缺位和监管政策的滞后，司法机关成为调整资产管理行为的最后屏障。全面梳理资产管理合同纠纷案件的宏观特征，深入剖解保底条款、注意义务、监管责任等案件审理焦点，系统提炼司法裁判主流观点，无疑在监管标准尚未统一之际，有助于规范当前资产管理合同内容和业务发展，有效防范法律风险和金融风险。

The cross influence of financial innovation and economic cycle promotes the prosperity of asset management industry, and brings many disputes about asset management contracts. However, due to the absence of laws and the lag of regulatory policies, the judiciary has be- come the last barrier to adjust the behavior of asset management. Under the regulatory standards have not been unified, analyzing the macrocharacteristics of asset management contract disputes and the case focus of guarantee clause, the duty of care and supervision responsibility, re- fining the mainstream view of judicial judgment, could be good to stand- ardize the asset management contract content and business development and prevent legal and financial risks effectively.