金融集聚对区域经济增长影响的实证研究——基于福建九地市空间面板数据

Empirical Research of Financial Cluster's Impact on Regional Economic Growth——Based on Spatial Panel Data of Nine Cities in Fujian

金融业是现代经济增长的核心,金融集聚作为金融业发展程度的体现,通过金融集聚效应提高金融使用效率,对区域经济增长产生影响。以福建九地市为研究对象,采用九地市2005—2014年的数据,通过建立空间滞后面板数据模型(SAR Panel)进行实证研究。结果表明:金融集聚对福建九地市经济增长有正向影响,且金融集聚的程度与经济增长的速度高度相关;区域的金融集聚会产生外溢效应,从而使得在发展区域经济中一个地区的金融集聚产生的经济增长会带动其相邻地区的经济增长。因此,应重视区域经济增长与金融集聚的互动;着力发展金融企业,繁荣金融活动;高度重视空间因素,充分利用相邻地市的相互支持,推动金融集聚;坚持区域经济开放发展。

Financial industry is the center of modern economic growth. As the embodiment of financial development level, finan-cial cluster exerts an impact on regional economic growth by improving financial utilization efficiency through financial cluster effect. This paper took nine cities in Fujian as research objects, and adopted their data from 2005 to 2014 to conduct empirical research by building SAR Panel. The results showed that financial cluster had positive impact on the economic growth of nine cit-ies in Fujian and the degree of financial cluster was highly correlated with the speed of economic growth. Regional financial clus-ter would cause spillover effect, so it would enable one region^ economic growth generated by financial cluster to drive the adja-cent region^ economic growth. Therefore, the interaction between regional economic growth and financial cluster should be highly valued and one should focus on developing financial enterprises, prospering financial activities, attaching great importance to spa-tial factors, fully utilizing mutual support of neighbor cities, promoting financial cluster and insisting on open development of re-gional economy.