校园贷与女大学生消费观矫正

Nude Loan and Female College Students' Core Values

校园贷是大学生网络贷款的专有名词。由于在女大学生中出现"裸贷"现象,引起了人们对女大学生消费观的关注。女大学生校园贷的原因主要有:女大学生发展性消费旺盛;女大学生就业创业不容乐观;女大学生情绪化心理诱因渐多等。校园贷对女大学生群体带来以下危害:伤害了女性身心健康;弱化了知识的价值;强化了拜金主义;淡化了"女德"思想。因此,必须对女大学生进行教育和引导:引导女大学生形成科学的消费观念;提高女大学生道德素质;加强女大学生心理健康教育;加强女大学生创业就业教育。

Campus loan refers to the loans issued to college students by online lenders. The phenomenon of＂nude credit＂that some girl students offer attracts people＇s attention. Causes for such action are various,such as girl students＇ strong desire for development,severe employment situation,increasing psychological incentives,etc. Campus loan harms female students in diverse aspects： hurt their physical and mental health,degrade the value of knowledge,make them more money-worshiping and reduces the virtues of woman.Therefore,it is necessary to guide and educate female students,cultivate their sensible consumption norm,improve their ethical level,stress psychological health education and provide help with their employment.