买卖合同转让担保法律问题探究

Legal Issues of Purchase and Sale Contract Assignment for Guarantee

买卖合同转让担保是近年来出现的一种新形式的担保,在交易活动中对债权的担保发挥着越来越大的作用,但仍有诸多问题急需从理论上进行研究。通过对现实案例和学者的不同观点进行分析,认为其性质应当属于让与担保物权。在实际操作中,担保人转让买卖合同是否应当取得卖方的同意取决于买方的合同义务是否履行完毕。当担保人只转让合同权利,则仍由担保人承担下余的合同义务;当合同权利义务一并转让,则由债权人承担合同义务。合同标的物价值的清算主要包括变价清算受偿和估价清算归属两种方式。

Purchase and sale contract assignment for guarantee is a new form of guarantee,and plays an important role in trading activities.However,there are still many problems need to be studied in theory.It＇s pointed out that its nature belongs to transferring security interest by analyzing specific cases and the different views of scholars.In practice,whether the purchase and sale contract assignment needs to meet the sellers＇ approval depends on whether the buyers＇ contractual obligations have been carried out.If the guarantor only assigns the contractual rights to the creditor,then guarantor should carry out the rest of the contractual obligations.If the guarantor assigns both the contractual rights and obligations to the creditor,then creditor should carry out the rest of the contractual obligations.There are usually two ways to clear the value of the subject：one is changing the subject to money,and another is that the creditor owns the subject and returns the extra money to the guarantor.