校园消费文化“信贷”现象中存在的问题及防范

Problems and Prevention of "Campus Consumption Culture Credit Phenomenon"

随着我国互联网金融的迅猛发展,它也延伸到了校园,高校"校园消费信贷"成长很快,但高速发展中的"校园消费借贷"却存在大量问题,给学生、家庭、校园、社会等带来诸多不利影响。高校、家庭、社会、学生要多方联动,有效预防风险;消费信贷平台要合规合法安全运营,有效控制风险;政府要强化监管加大督查惩治力度,有效遏制风险,实现校园消费信贷市场的健康发展。

With the rapid development of Internet finance in China, it also extends to the campus. The ＂ campus consumption credit＂ grows fast, but there is a lot of problems in the rapid development of ＂ campus consumption loan＂ , so that students, families, schools, And so on to bring a lot of adverse effects. The government should strengthen the supervision and supervision to punish the efforts to effectively curb the risk to achieve the campus consumer credit market healthy growth.