情报研究在FinTech实践中的应用展望

The Application Prospect of Information Science in FinT ech Practice

[目的 /意义]针对金融科技(Fin Tech)发展的特征、现状及问题,探究情报学知识和技术在Fin Tech实践中的应用和发展方向。[方法 /过程]梳理Fintech概念在国内外的发展历程和现状,并从情报学视角,讨论Fin Tech在特征、应用、监管等方面的研究展望,提出相应的建议。[结果 /结论]研究结果表明,情报学与FinTech相辅相成,共同发展。未来,可以进一步强化Fin Tech业务的信息化与数字化,加强情报分析、商务智能以及情报学视角的大数据分析,为Fin Tech的发展注入更多的活力。

[ Purpose/significance ] This paper explores the application and development direction of information sci- ence and technology in financial technology （FinTeeh） practice in termsof its characteristics, current situation and prob- lems. [ Method/process ] By reviewing the development history and current situation of FinTechat home and abroad, this paper discussed FinTeeh＇ s research prospect inits features, application and supervision from the perspective of information science, and put forward corresponding suggestions. [ Result/conclusion ] Information science and FinTech complement each other and should be developed together. In the future, we can further strengthen the informatization and digitization of FinTech＇ s business, strengthen the analysis of intelligence, especially business intelligence, and put more vitality into FinTech＇ s development.