中美新三国个人信用报告样本比较分析

Comparative Analysis Based on Chinese, United State, New Zealand' Personal Credit Report Samples

个人信用报告是个人的经济身份证。以美国益博睿Experian个人信用报告、新西兰威达Veda个人信用报告以及中国人民银行征信中心的个人信用报告为样本,比较研究信息安全与隐私保护、解读知情权、法律救济途径等内容。借鉴国外优势经验,保障信息主体的合法权益,完善我国个人信用法律及救济机制,对实践具有理论的指导意义。

Personal credit report is a Person＇s Economic ID Card. Regard the United States Experian personal credit report, New Zealand Veda personal credit report and Chinese personal credit report of The People＇s Bank of China as samples, the comparativestudy on information security and privacy protection, interpretation right and legal relief way, etc. Foreign countries experience and the protection of legitimate rights and interests of the information providers, in order to perfect our personal credit law and remedy mechanism; it has the theoretical guiding significance for practice.