内部银行在我国集团企业的应用现状及前景展望

Application Status and Prospect of Internal Banks in China's Group Enterprises

作为非银行金融机构的内部银行,通过运用独特的金融功能,融通了企业内外部资源,降低了企业交易成本、合理的配置资源,保证了资金供给,成为我国集团企业资金管理的重要组成部分。随着时代的发展、金融改革的不断推进,我们将迎来一个产业金融结合的时代;在此大环境下,对于内部银行在我国集团企业的应用现状及应用前景的研究和探索,具有及其重要的意义。

The internal bank as a non-bank financial institutions,which integrates internal and external resources by using unique financial functions to reduce the transaction costs of enterprises and achieve the rational allocation of resources to ensure the supply of funds, is being China＇s corporate funds an important part of enterprise management.With the development of the times and the contin- uous progress of financial reform, we will usher in an era of industrial finance. In summary, this paper believes it is significant to carry on the research and exploration of the application status and application prospect of internal banks in China＇s group enterprises.