民间借贷纠纷多元化解决机制的思考

Thinking of Diversified Resolution Mechanism of Private Lending Disputes

目前民间借贷发展活跃,对经济的发展特别是对中小微企业的发展产生了积极的影响,同时民间借贷纠纷也急剧增多。民间借贷纠纷案件存在着诉讼成本高、审理周期变长、审理难度加大、案件结果执行难等问题,不利于保护债权人的权利。民间借贷纠纷多元化解决机制,可以有效对民间借贷纠纷的解决进行规范和完善,保护当事人的合法权利。

The development of private lending, which is active at present, has had a positive effect on the development of small and medium - sized enterprises. At the same time, private lending disputes have increased dramatically. The cases of the disputes meet with a lot of problems, such as the high cost of lawsuit, the longer cycle of trial, the difficult enforce- ment of the results of cases, and is not conducive to the protection of the rights of creditors. The diversified resolution mechanism of the disputes can regulate and perfect effectively the resolution of disputes, and protect the legal rights of the parties concerned.