摘要
由于房地产本身的特点,使得购房抵押贷款有着极其广阔的前景。房地产抵押贷款具有以下特征:房地产抵押贷款是以房产或地产为抵押而取得的贷款。当事人具有双重关系。借方既是债务人又是出押人;贷方既是债权人又是受押人。抵押物权属关系复杂。借贷双方须签订抵押合同,保护双方权利。阐述了房地产抵押贷款的参与人、抵押贷款的运作、再抵押、房地产抵押贷款管理等问题,提出房地产抵押贷款管理方法。
The characteristics of the real estate itself have made the purchase of mortgage have very broad prospects.Real estate mortgage loans have the following characteristics：real estate mortgage loans are real estate or real estate mortgage loans.The parties have a double relationship.The borrower is both the debtor and the grantor;the lender is both a creditor and a mortgagor.The borrower shall sign a mortgage contract to protect the rights of both parties.This paper expounded issues of real estate mortgage loan participants,the operation of mortgage loans,mortgage and real estate mortgage management,and put forward real estate mortgage management methods.
出处
《黑龙江科学》
2017年第15期150-151,共2页
Heilongjiang Science
关键词
抵押贷款
特征
运作
Mortgage
Character
Operation
