涉贷欺诈类案件刑事法律适用问题研究

The application of law to cases concerning loan fraud

近年来,骗取贷款、票据承兑、金融票证,信用卡诈骗,贷款诈骗等涉贷欺诈类案件居高不下,甚至呈愈演愈烈之势。相关刑事法律规定在此类案件中如何理解和正确适用,均直接考验一线司法工作人员的执法理念和执法水平。以A省H市近三年来涉贷欺诈类案件的办理情况为研究视角,对当前此类案件的司法现状、存在的问题进行分析,并针对性地提出了在办理此类案件中刑事法律适用的基本应对,以期对司法实务能有所裨益。

In recent years, the number of fraud cases concerning swindling loans, bill acceptance,financial documents, credit card fraud, and loan fraud is on the rise. How to understand and apply the legal provisions of the criminal law tests the judicial people in both their ideas and competence. Taking the cases in City H, A province as the study objects, the authors carried out their analysis and proposed the suggestions.