基于互联网金融下传统银行业每股收益变化研究——以中国工商银行为例

Research on the Change of Earnings per Share of Traditional Banks Based on Internet Finance:Take ICBC for Example

2013年互联网金融的迅速发展给传统银行业带来了史无前例的冲击,传统银行业的支付业务、存款业务和贷款业务都受到了不同程度的挑战。本文主要分析在互联网金融蓬勃发展的大背景下,通过对2006-2015年传统银行业(以中国工商银行为例子)每股收益数据的变动进行对比研究,挖掘中国工商银行每股收益数据变动背后的原因,并提出了在新常态金融背景下传统银行业与互联网金融交互融合发展的对策建议,期望能够加速实现传统银行业与互联网金融"线上线下金融网"的新型金融管理模式。

The rapid development of Internet finance in 2013 has brought unprecedented impact to the traditional banking industry.The traditional banking industry＇s payment business,deposit business and loan business have been challenged in different degrees.This paper mainly analyzes the changes in the earnings per share of the traditional banking industry（taking Industrial and Commercial Bank of China as an example） in the context of the vigorous development of Internet finance in 2006-2015,and explores the changes in earnings data of Industrial and Commercial Bank of China.The paper puts forward the countermeasures and suggestions for the development of the traditional banking and Internet financial interaction under the new normal financial background,and hopes to accelerate the realization of the new financial management mode of the traditional banking and Internet financial ＂online and offline financial network＂.