摘要随着车联网技术的加速推进和车险费率市场化改革的不断探索,业内展开了车联网保险的相关讨论与实践,其核心是UBI(Usage Based Insurance,基于使用的保险)。时间与位置是车联网保险的两个重要基础条件,通过调研和分析,本文探讨了北斗卫星导航在车险费率改革中的应用,该研究可以为卫星导航和保险行业的融合发展提供参考。
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5Jason E.Bordoff and Pascal J.Noel,"The Impact of Pay--As--You-- Drive Auto Insurance in California, "2008, pp.2.
6Steve Raney , 2010." Pay -- As You Drive(PAYD) Auto Insurance to Reduce Driving by 8% ." Sierra Club CNRCC Resolution, 2010.