从金融去杠杆看我国商业银行监管体系

Financial Deleveraging and The Supervision of Commercial Banks

金融去杠杆背景下,各项金融监管政策频频出台。我国商业银行的监管体系愈发完善,针对此次金融系统同业链条的叠加,人民银行以广义信贷为核心的、侧重货币政策的宏观审慎监管,和银监会以CAMELS为核心、侧重业务管理的微观监管相辅相成,在不同层面对链条进行拆解,协同推进银行业的健康发展。

A number of financial regulatory policies have been introduced of late in an effort to promote financial deleveraging. The macro prudential supervisory policies of the People＇s Bank of China, which focus on broad credit and monetary policy, and the micro regulatory policies of the China Banking Regulatory Commission, which focus on CAMELS and business management, are mutually complementary efforts. They act together in overlapping areas of the banking sector, promoting sound financial development.