保险视角下的林业精准扶贫模式研究与应用示范

Research and Application of Targeted Poverty Alleviation Models in Forestry Industry from the Perspective of Insurance

贫困地区多处于山区,发展林业经济是产业脱贫的重要途径。林业扶贫模式包括聘用贫困人员担任护林员的劳务模式,大力发展经济林、林下经济和林牧结合的饲料林业产业模式,发展林业旅游等。发展林业经济,推动扶贫工作在实践中面临劳务人员的工伤保险需求、自然灾害、森林火灾、病疫、虫害风险、林业产品的市场价格波动风险,还经常面临金融支持不足的困难和农户发展信心不足的问题。从保险的视角,通过防范风险、促进就业和推动农村普惠金融,保障林业经济产业链风险、促进资源要素投入、保证扶贫收益的稳定,使得林业经济能更好地服务于脱贫攻坚工作。贵州关岭布依族苗族自治县引入安格斯基础母牛项目是"保险+"林业扶贫模式创新的一个应用示范。

The areas in poverty are mostly in mountainous areas with forests,thus the development of forestry economy is an important way for people to get rid of poverty. The poverty alleviation models in forestry industry include the employment of poor people as forest ranger,the development of economic forest,and the development of feed forestry industry by combining forest and husbandry industries,and the development of forestry tourism. In the development of forestry economy and the promotion practice in poverty alleviation,we are facing not only the issues such as labor workers need injury insurance,and there are natural disasters,forest fires,disease,pest risk,and market price fluctuation risk of forestry products,but also often facing the difficulties of insufficient financial support and famers are lack of confidence in the development of forestry industry. From the perspective of insurance,the forestry economy can better serve the poverty alleviation through preventing risks,increasing employment and giving Pratt Whitney finance support,subsequently decreasing the risks in forestry economic industry chain,promoting resource elements investment,and ensuring poverty alleviation stable. Angus-base-Cow Project in Guizhou Guanling Buyi and Miao Autonomous County is an application demonstration of innovative ＂insurance ＋ ＂poverty alleviation model via forestry industry.