高职院校贷款学生违约风险控制路径研究——以淮安信息职业技术学院为例

Analysis on Student Loan Default Risk Control Path of Higher Vocational Colleges:Taking Huaian Vacational College of Information Technology as an Example

贷款违约风险是影响助学贷款可持续健康发展的主要障碍,而高校在贷款违约风险控制方面发挥着不可替代的作用,文章以淮安信息职业技术学院为例,对高校在宣传、教育、机制三个方面的违约风险控制路径进行了分析。

Loan default risk is the main obstacle to the sustainable development of student loan,and Colleges play an irreplaceable role in the risk control of loan default.This paper takes HuaiAn Vacational College of Information Technology as an example and analyzes the risk control path of default risk in three aspects： publicity, education and mechanism.