摘要
本文在我国提出构建绿色金融体系的背景下,以我国实施较早的绿色信贷为基础,通过2011—2015年16家上市商业银行的数据,研究绿色信贷对我国商业银行绩效与风险的影响。研究结果表明:绿色信贷与银行绩效呈正相关关系,银行实施绿色信贷有利于提高绩效;绿色信贷与银行风险呈负相关关系,实施绿色信贷能够降低其风险。
With the background of constructing a green credit system in China, this paper studies the impact of green credit on the performance and risk of commercial banks through the data of 16 listed commercial banks from 2011 to 2015based on the earlier implementation of green credit system in China. The results show that green credit is posi-tively related to bank performance, and green credit is beneficial to improve performance; Green credit is negatively correlated with bank risk, green credit can reduce its risk. This paper shows that the implementation of green credit pol-icy is conducive to the sustainable development of banks and also provides empirical evidence for the construction of green financial system, which has set an example for the construction of green credit system.
出处
《金融发展研究》
北大核心
2017年第9期72-77,共6页
Journal Of Financial Development Research
基金
2016年度新疆维吾尔自治区社科基金项目"南疆四地州农村微型金融就业减贫效应及可持续发展研究"(项目批准号:2016BJY026)
2014年度新疆维吾尔自治区高校科研计划科学研究重点项目"金融支持南疆三地州地区促进就业问题研究"(项目批准号:XJEDU2014I033)
2016年度新疆财经大学研究生科研创新项目资助"‘一带一路’背景下新疆商业银行碳金融中间业务发展策略研究"(项目编号:XJUFE2016K056)
关键词
绿色信贷
银行绩效
银行风险
可持续发展
green credit, bank performance, bank risk, sustainable development
