7See press release, "Board Issues Final Rule Amending Home Mortgage Provisions of RegulationZ" (July 14, 2008 ), www. federalreserve. gov/newsevents/press/bcreg/20080714a. htm.
8See press release," Federal Reserve proposes significant changes to Regulation Z ( Truth in Lending) intended to improve the disclosures consumers receive in connection with closed - end mortgages and home - equity lines of credit " (July 23, 2009), http ://www. federalrcserve. gov/newsevents/press/bcreg/20090723a. htm.
9See press release, " Federal Reserve announces final rules prohibiting institutions from charging fees for overdrafts on ATM and one -time debit card transactions ",http ://www. federalreserve. gov/newsevents/press/bcreg/20091112a. htm, (November 12, 2009 ).
