家庭农场对金融机构金融支持的满意度分析——基于山东省411户家庭农场的调查研究

Satisfaction Analysis of Family Farms on Financial Support Provided by Financial Institutions——Based on Investigation of 411 Family Farms in Shandong Province

为使金融机构能够更好地为家庭农场提供金融服务,本文基于山东省12个县区的411份调查问卷获得相关数据,利用有序Probit模型和有序Logit模型评价家庭农场对金融支持的满意度。研究发现,家庭农场对金融机构的金融支持总体不太满意;家庭农场主是否担任村干部、家庭农场是否注册、对家庭农场开展金融支持的金融机构的多元化程度、金融机构对家庭农场信贷业务的开展情况、金融服务的流程以及金融支持对家庭农场的帮助程度是影响家庭农场对金融机构金融支持满意度评价的显著因素。本研究可为金融支持的改进提供参考。

To provide better financial services for family farms by financial institutions,the relevant data were obtained from 411 questionnaires in 12 counties in Shandong Province,and the ordered Probit model and ordered Logit model were used to evaluate the satisfaction of family farms to financial support. The study found that the family farms were not satisfied with financial support of financial institutions in general; the significant factors influencing the satisfaction evaluation of family farms to financial support of financial institutions were whether the family farmers served as village cadres,whether the family farms were registered,the diversification degree of financial institutions to provide financial support for family farms,the development of credit business of financial institutions to family farm,the process of financial service and the help level of financial support to family farms. The study could provide some reference for financial support.