社会信用体系建设必须以依法规范创新的征信体系为基础

The Necessity for Chinese Social Credit System Construction to Regulate and Innovate Credit Reporting System by Law

随着经济社会的快速发展及公众信用意识的普遍提升,征信已逐渐成为社会热点和全民话题,社会信用体系建设被纳入全面深化改革的框架之中,并成为金融法治体系建设的重要组成部分。今后,社会信用体系建设将面临更严峻的形势和更艰巨的任务。近年来,作为社会信用体系建设的重要内容,征信体系取得了长足发展,但在发展中也逐渐显露出一些矛盾和问题。认清形势,正视问题,寻找应对措施和手段,在推进社会信用体系建设中,努力使征信体系更规范发展是今后人民银行工作的重要任务。

With the rapid development of the economy and society, and general incensement of public awareness of credit, credit reporting has gradually become a social hot and populace topic ; the construcuon oi social crcult ~y~ is incorporated into the framework of comprehensive deepening of reform in China, and become an important part of the construction of financial legal governance system. In future, the credit system construction will face a more severe situation and more arduous task. In recent years, as an important part of the construction of credit system, credit reporting system has made great progress, but some contradictions arid problems are gradually emerging in the development. It is an important task for the People＇ s Bank of China to recognize the situation, face up to the problems, seek the countermeasures and means, and try to make the credit reporting system more standardized in promoting the construction of the social credit system.