摘要
二十世纪七十年代以来，金融创新的思潮此起彼伏，风起云涌。各种新型金融衍生工具层出不穷，其交易量日新月异。各类金融衍生工具对于微观财务管理之意义、对于宏观经济运行之影响日益凸显；对于个人投资者来说，金融衍生工具也越来越成为了理财投资的重要规划手段。本文在广泛地查阅资料与阅读文献的基础上，简要介绍了金融衍生工具的涵义，具体分析了金融衍生工具的风险特征与理财功能并以股指期货和期权交易为例探究了金融衍生工具在个人理财中的具体运用，希望能够同时予读者与自己以借鉴性意义。
Since the 1970s, the trend of financial innovation has been one after another. Various new inancial derivatives are emerging and their trading volume is changing. The impact of various types of financial derivatives for micro-financial management, the impact of macroeconomic performance, has become increasingly prominent; for individual investors, financial derivatives are increasingly becoming an important means of financial investment planning. On the basis of extensive access to information and reading literature, this paper briefly introduces the meaning of financial derivatives, analyzes the risk characteristics and financial management functions of financial derivatives, and explores the financial derivatives in the case of stock index futures and options trading. Financial management in the specific use of hope to be able to both readers and their reference significance.
作者
瑞娴
荣婷婷
Rui Xian;Rong Tinging(Northern Nationalities University, Yinehuan 750021, China)
