绿色金融法律保障机制研究

The Analysis of Legal Protection Mechanism of Green Finance

"绿色金融"又被称为"可持续性金融",主要是基于环保考虑,以全新视角审视金融业经营理念及管理机制,从而实现可持续发展目的。本文结合兴业银行在践行"赤道原则"方面的经验及其获得的成果,并研究了不久前在我国举办的G20峰会对绿色金融法律构建的促进作用,以期能够为我国绿色金融行业的快速发展提供参考。本文首先对绿色金融的发展脉络进行梳理,并对其发展的主流观点进行分析研究;其次,对国内绿色金融行业相关机制的不完善及实践展开的难点和法律不足进行探讨,并对比研究了国际上一些发达国家的绿色金融法律实践状况;最后,基于构建全面性绿色金融机制的思维角度,提出了绿色金融激励机制的构建、绿色金融风险防范机制的构建、绿色金融监管机制的构建、金融机构违反绿色金融法律要求的责任追究机制构建的具体方法。

Green finance, also called sustainable finance, survey the business philosophy and management mechanism of financial industry mainly based on environmental consideration from a new perspective, thereby achieving sustain- able development. This paper, combined with the experience and achievements of Industrial Bank＇ s practice of Equa- tor Principles, research the catalytic effect of G 20 summit, which was held in china in 2016, on the legal construction of green finance, expecting it will provide reference for the rapid development of green finance in China. This paper, firstly, comb the development sequence of green finance and analyze and study the mainstream views of development; next, exploring the imperfection of organs and mechanism, difficulties in practicing and deficiency of law in green fi- nancial industry of China; finally, from the thinking angle of constructing all-rounded green financial mechanism, pro- viding concrete methods of the construction of the incentive mechanism, risk prevention mechanism and supervision mechanism of green finance, as well as responsibility tracing mechanism of financial institution＇ s violating green financial law.