摘要
金融危机了所揭示出的监管问题中,最重要的莫过于对系统性风险的忽视,资产证券化被认为是罪魁祸首之一。而宏观审慎监管有着其独特的优越性,因此可以在宏观审慎的层面去思考,转换监管思路,以宏观审慎监管为主,将微观审慎监管之进行有机结合,提高数据信息的有效共享,完善资产证券化监管框架。
Financial crisis has revealed that the most important issue is the neglect of systemic risk, asset securitization is considered one of the culprits. And macro-prudential supervision has its unique superiority, so it can be in the macro and prudent level to think, change the regulatory thinking to macro-prudential supervision, micro-prudential supervision of the organic combination of data to improve the effective sharing of information Securitization regulatory framework.
作者
陈泽邦
Chen ZeBang(School of Law, Central University of Finance and Economics, Beijing 100000, China)
关键词
资产证券化
宏观审慎
多德弗兰克法
监管框架
asset securitization
macro prudence
Dodd Frank law
regulatory framework