利率市场化下中小银行的利率风险管理研究

Research on Interest Rate Risk Management of Small and Medium-sized Banks under Interest Rate Marketization

本文系统和深入研究了在利率市场化改革的条件下我国中小银行的利率风险管理问题。首先深入分析了当下研究成果中针对利率市场化下利率风险管理的理论基础;总结了利率市场化下的利率风险的解决方法;在立足于我国的中小银行的实际情况的基础上,从培养我国中小银行的市场竞争力的目的出发,创造性地提出我国中小银行利率风险管理的基本战略构想。

This paper systematically and deeply studies the interest rate risk management of small and medium-sized banks in China under the condition of market-oriented interest rate reform. First, it analyzes the theoretical basis of interest rate risk management under the interest rate marketization in the current research results, sums up the solution to the interest rate risk under the interest rate marketization. On the basis of the actual situation of the small and medium-sized banks based on our .country, The purpose of the market competitiveness of small and medium-sized banks, creatively put forward the basic strategy of interest rate risk management of small and medium-sized banks in China.