金融体系对技术创新的影响机制问题研究

A Study on the Influence Mechanism of Financial System on Technological Innovation

金融体系能为企业技术创新提供融资支持,并能够更有效地进行资源配置,还能对企业技术创新进行激励和约束,分散投资者对技术创新的投资风险。因此,金融体系能够有效地促进技术创新,从而推动经济增长。在通过金融体系促进技术创新的过程中,应加强对技术创新的引导和监管,鼓励金融机构加强对技术创新的资金支持,完善技术创新资金需求者的信用评价体系,并修改和完善相关的法律法规,为金融体系支持技术创新营造良好的经济社会环境。

The financial system can provide financial support for the technological innovation of enterprises, which is beneficial to the allocation of resources. It can also stimulate and restrict the technological innovation of enterprises. It can reduce the investment risks of investors in technological innovation. Therefore, the financial system can effectively promote technological innovation so as to promote economic growth. In the process of pro- rooting technological innovation through the financial system, firstly, it is necessary to strengthen the guidance and supervision of technological innovation. Secondly, it is still essential to encourage financial institutions to strengthen the financial support for technological innovation. Thirdly, it is important to improve the credit evalua- tion system of technical innovation fund demander. Fourthly, it is also vital to modify and improve the relevant laws and regulations in order to create a good economic and social environment for for the financial system to sup- port technological innovation.