离岸银行“外来内去”业务管理的研究

Research on the Management of "Inward Going" Business of Offshore Banks

离岸金融业务是当今国际金融市场最具有活力的业务,已在世界各主要金融中心的交易占据举足轻重的地位。我国离岸银行业务的发展经历了试办、停办、复办的曲折过程。1989年,中国人民银行和外汇局批准招商银行在全国率先试点离岸银行业务,拉开了我国离岸银行业务的序幕。随后受亚洲金融危机影响,中国人民银行与1999年停办了离岸银行业务。2002年后,中国人民银行和外汇局又陆续恢复和批准了招商银行、平安银行、浦发银行、交通银行和广发银行等银行经营离岸业务的资格。

Offshore financial business is the most dynamic business in the international financial market, and has played a decisive role in the trading of major financial centers in the world. The development of offshore banking business in China has experienced a tortuous process of trial, closed, re run. In 1989, the people＇s Bank of China and the State Administration of foreign exchange approved the China Merchants Bank to take the lead in pilot offshore banking business in China, opening the prelude to offshore banking business in china. Then, under the influence of the Asian financial crisis, the people＇s Bank of China closed the offshore banking business in 1999. After 2002, the people＇s Bank of China and the State Administration of foreign exchange resumed and approved the qualification of offshore banking business, such as China Merchants Bank, Ping An Bank, Shanghai Pudong Development Bank, Bank of communications and Guangdong Development bank.