从支付行业角度审视国际金融普惠实践

Inclusive Finance and the Payment Industry

数字技术和移动技术的创新和发展,推动了全球的金融普惠程度,使更多的人能够使用多元化的金融服务和产品,并得以纳入到正规经济和金融体系之中。但是,普惠金融之路还面临着很多挑战,需要思考如何将新渠道转换为新应用,并以安全、可负担的方式触达"最后一公里"的人群,由此创造更大的价值与影响力。

The innovations of mobile and digital technology have contributed to inclusive finance on a global basis, enabling more people to use diversified financial services and become more closely linked to the traditional economic and financial system. However, the effort to promote more inclusive financial development faces numerous challenges. There is a need for more attention to be paid to transforming new financing channels into new financing applications. This will permit the extension of services to customers in the ＂last mile＂ of the market in a secure and affordable manner, creating greater value and enhanced market impact