补齐普惠金融教育短板

Inclusive Finance and the Need for Consumer Education

发展普惠金融是促进金融更好服务实体经济、改善收入分配和缩小贫富差距的重要举措。金融教育能有效促进金融产品适当性选择,并倒逼金融机构稳健诚信经营,是维护国家金融安全的重要举措;普惠金融体系中金融机构风险特征和消费者金融素养现状决定了普惠金融教育的重要性更加凸显。本文就加快补齐我国普惠金融教育短板提出了针对性建议。

The development of inclusive finance is an important step in promoting better financial services for the real economy, improving income distribution and narrowing the gap between rich and poor Financial education for consumers can effectively promote the choice of appropriate financial products and ensure that financial institutions act prudently. This is also an important feature in maintaining financial security. In an inclusive financial system, the risk profile of financial institutions and the financial literacy of consumers are closely linked to financial education. This paper puts forward targeted recommendations on bow to address the existing flaws of inclusive finance education in China