互联网+视域下优化生态金融的路径分析

Path Analysis of Financial Ecological Optimization in the View of Internet Plus

在互联网金融快速发展的时代背景下,生态金融应运而生,并以其鲜明的创新性、普惠性受到广泛认同。生态金融将金融服务与生态建设有机结合,在促进经济发展的同时也为生态文明建设提供了新动能。但生态金融发展的法制环境、监管环境和信用环境尚不完善,导致生态效率弱化和市场风险升高,损害生态金融供需双方权益。应从加强法制建设、监管体系建设和征信文化建设三个维度优化生态金融发展环境。

In the era of rapid development of internet banking,ecological finance was proposed and it is widely recognized by consumers for its distinctive innovation and universality. Ecological finance combines financial services with ecological construction and plays an active role in promoting economic development and ecological civilization. But the legal environment,regulatory environment and credit environment of ecological financial development is not perfect,resulting in increased ecological efficiency and the rising of market risk,it will damage the interests of both supply and demand. We should strengthen the construction of legal system,supervision system and credit culture construction to optimize the ecological environment of financial development.