中小科技企业融资痛点与对策研究

Financing Pain Points and Solutions for Techology-Based SMEs

融资问题一直是困扰中小科技企业发展的顽疾之一,而融资痛点则是解决这一顽疾的关键。本文从需求和供给两个方面对中小科技企业融资痛点问题进行研究,指出了不同成长阶段中小科技企业的融资痛点和不同类型金融机构服务中小科技企业的痛点,并提出了相应的政策建议。

Financing problem is one of the difficulties affecting the development of techology-based SMEs, and financing pain point is the key to solve the problem. This article studies the financing pain points from demand and supply. It points out that there are different financing pain points in both different types of financial institutions and different growth stages of techndogy-based SMEs. Finally the arti- cle puts forward some solutions to the financing problem.